Travel insurance is as important as buying your tickets for going abroad. You may even consider it as mandatory as taking a passport and visa. Many cases have occurred in the past where the travel insurance policy coverage has been a boon to people during emergencies.

One such classic case was of a non-resident individual whose father had a heart attack during his short stay in the US. Luckily, his father was covered by a travel medical insurance plan and hence, the hospitalization expenses were directly sent to the insurance company for payment. This relieved the already stressed out family from additional mental trauma of bearing the expenses right from their pocket. The bill crossed more than one lakh dollar for treatment. The prescription drugs were initially paid by the individual but later, it was reimbursed once the claim form was submitted with required proofs.

The insurance providers offer round the clock support during any travel emergencies, hence you need to carry the helpline number with you always. Various customer experiences are spread on the internet where travel medical insurance companies have helped the customers during critical situations like evacuation, baggage loss, illnesses, prescription drug charges, surgeries and doctor consultation expenses.

When customers have advanced their trip to their native land due to unavoidable circumstances, claims have been paid for the expensive trip cancellation charges.

Travellers have also been benefited by their travelers medical insurance coverage plan while they take up adventurous sports like mountaineering and skiing. Injuries, tears, fractures are quite common in these cases and treating them would be quite expensive in case you are not covered suitably by an insurance policy.

There are documents required by the travel medical insurance providers for processing your claims. The most common proofs are insurance plan number, booking or reservation slip, age proof, travel agent number, travel dates and tickets.

In addition, depending on the purpose of the claim, you need to present some additional proofs while submitting your claim form.

Invoices, tickets, bills and other travel document proofs need to be stored safely in case it may serve as a proof while claiming any expenses from the travel medical insurance provider at a later date.