It’s important to plan for the unexpected when you are traveling overseas. Many travelers think they have thought of everything, from insurance for air travel tickets and hotels, but what about protecting your family from physical injury illness?

According to the insurance professionals at IMG, who offer the Patriot America insurance plan, the average health insurance plan that a traveler has at home may not cover all the same injuries and illnesses overseas. Purchasing a travel insurance package, like Patriot America insurance, guarantees insurance coverage for individuals and families no matter what the destination.

It is impossible to predict a health emergency or illness, but with the right insurance plan, all travelers can be protected. Whether one is traveling for a short vacation or working overseas for a long period of time, plans like the Patriot America insurance plans offer peace of mind and value.

Plans like the Patriot America insurance plan and the Patriot International plans provide coverage for emergency room visits, doctor visits and in-patient hospital stays. Additionally, these plans offer coverage for injury to the teeth due to an accident or injury.

Travel insurance plans like the Patriot America insurance plan also offer additional coverage outside of standard medical care. Assistance with identity theft, lost luggage and trip interruption coverage is offered in addition to protection against injury caused by sports activities, recreation, and terrorism.

To be eligible for Patriot America insurance, applicants must be U.S. citizens traveling outside of the United States or non-U.S. citizens traveling outside of their home country. For additional payments, children and spouses can be included for coverage.

When traveling overseas, claims for any procedures, hospital stays or surgery must be pre-certified by the plan provider in order to determine medical necessity. The exact eligibility requirements for covered are listed in the certificate provided upon purchase of the Patriot America insurance plan.

Travel medical insurance is the best way to plan for the unexpected when traveling abroad. Whether traveling alone or with the family, plans like the Patriot America insurance plan can protect against unforeseen injury and illness at an affordable rate.